Medical underwriting is required
Health Assist ZONE
Health Assist provides protection against risk by providing coverage for day-to-day medical and dental expenses, as well as other unforeseen health expenses.
Choose from seven pre-packaged plans designed to suit your unique needs.
ZONE 1 offers essential coverage for health benefits such as ambulance, medical supplies, paramedical practitioners, vision and eye exams. It also includes 15-day per trip emergency travel coverage. Best of all - you don't have to answer any medical questions to qualify because coverage is guaranteed.
ZONE 2 offers the same health coverage as ZONE 1, but also includes dental benefits with plan maximums and payments that increase each year for the first three years. ZONE 2 also includes 15-day per trip emergency travel coverage. All of this and your coverage is guaranteed.
ZONE 3 builds on the health plan of ZONE 2, but has the advantage of higher plan maximums, and dental coverage is offered with fewer out of pocket expenses. Major dental services (like crowns and bridgework) are covered in year three - an added bonus. ZONE 3 also includes 15-day per trip emergency travel coverage. And yes, your coverage is guaranteed.
ZONE Fundamental provides essential dental and prescription drug coverage on a guaranteed issue basis - no medical underwriting required! ZONE Fundamental also includes essential coverage for health benefits such as ambulance, medical supplies, paramedical practitioners, vision and eye exams and 15-day per trip emergency travel coverage.
ZONE 4 includes all the advantages of the ZONE 3 moderate health and emergency travel plans, but with the added advantage of essential drug coverage. Unlike ZONE 1-3, you will need to complete a simple health questionnaire (but it really is simple).
ZONE 5 offers moderate coverage for health, drugs and dental services, but with higher coverage and plan maximums (for dental, coverage increases each year for the first three years). Major dental services are also covered in year three. Emergency travel coverage increases to 30-days per trip. You will need to complete a simple health questionnaire.
Our most comprehensive plan - ZONE 6 offers health, drug and dental services with the highest levels of coverage and plan maximums - this means even less out of pocket expenses. Emergency travel coverage is included for up to 30-days per trip. And like ZONE 4-5, you will need to complete a simple health questionnaire.